Folks, put down your magnifying glasses. Stop analyzing the Instagram bios—Laker fans, close that Photoshop window. Steph Curry isn’t going anywhere.
After signing a 1-year, $62.6M extension, the maximum allowable amount on top of his existing 2-year/$115M remaining, Stephen Curry is locked in through his age 39 season. That money can buy a lot of popcorn. It also feels the closest thing to a guarantee that Curry will finish his illustrious career in the Golden State, the dream of all Warriors fans. In a recent interview with Marc Spears, Steph clarified that he’ll be in blue and gold as long as the team isn’t a “bottom feeder”. Considering this past offseason, that seems to be a rather unlikely future.
This new deal also brings a good deal of clarity to the future of this team by aligning their contracts, an interesting wrinkle I want to explore.
The New Cap Sheet
Per Spotrac, my GOAT sports contract tool, this is how the Warriors’ future cap sheet lines up with the new extension:
You’ll notice a few things from the jump. Assuming all player options are picked up, a main veteran group of Steph, Draymond Green, Andrew Wiggins, Kyle Anderson, and Buddy Hield will run through 2026-27. Hield does have an option that will run through 2027-28, but that’s tied to a deal that is non-guaranteed in the 26/27 season, so it’s far from a lock.
Another important detail lies with the young players. Jonathan Kuminga and Moses Moody have yet to be extended, despite their eligibility this offseason. I’m not Mike Dunleavy Jr., but something tells me that extending Curry and making moves for veteran pieces was the priority. A fully actualized future and organized cap sheet gives them a better idea of what numbers they can reach, especially with Kuminga.
Assuming Kuminga were to reach a 4-year max extension, he’d be the only player locked in beyond the 2026/27 season. The same can probably be said for rising star Brandin Podziemski, someone the Warriors would be silly to let go of. That creates some interesting options for that offseason.
The 2027 Fork in the Road
Let’s assume a Kuminga deal gets done this offseason and Podziemski signs a new deal in the 25/26 offseason. That locks in their core young pieces, who would be 26 and 25 years old respectively, for a possible post-Steph future. Trayce Jackson-Davis would also be locked in through 2026/27 assuming his extremely cheap options are picked up. This also gives them a chance to keep a relatively clean cap sheet for what could be a final run together in 2026/27.
Steph will be locked in. Unless Draymond Green wants to opt out of $27.7M at age 36, he will be there. Andrew Wiggins would need a massive turnaround back to his 2022 standards to consider opting out of $30M in his age 31 season. Those deals, plus Anderson and Hield on non-guaranteed years, line up a three-year window for this team.
There’s some wiggle room here too. Moses Moody extension talks have been as quiet as the grave, and he may find himself on a new team by this time next year. Gary Payton II, Kevon Looney, and new signing De’Anthony Melton represent $30M in expiring money next offseason. If this current team falls short of expectations, the brain trust can try to re-tool or make trades to reshape its image.
Let’s tease out a few scenarios here, from the optimistic to the realistic.
Where Is This Headed?
Here’s the ideal option. The veteran group stays locked in for the next few years and builds themselves a competitive playoff team. The young players develop while working toward new contracts. A trade here, a signing there, you might even have a contender on your hands. Then comes the 2027 offseason, and the veterans can return at lower cap numbers if they’re not ready to hang up the sneakers. Crazier things have happened but Steph Curry probably won’t be worth $62 million at age 39, nor Draymond worth $27 million at age 36. Maybe 2027/28 is the final swan song, vets surrounding the young core of Kuminga/Podziemski/Jackson-Davis. Hell, maybe Moses Moody is still around.
A more realistic option is this team spends the next few years fighting to stay relevant in the perpetual knife fight known as the Western Conference. No more jewelry, just a battle against the inexorable march of time. To some absolutist fans, that’s the nightmare scenario, and I can understand it on some level. 2K brain has us thinking you need to contend or stink out loud and anything in between is nothing short of criminal.
Ask yourselves: with no rings coming, would it be the worst thing ever to watch the greatest point guard of all time finish out his career where it started? On a team that should be playing April basketball? With some exciting young players in tow? Many things are worse.
Let’s say that is the realistic course. Steph, Draymond, and Kerr have three more years before retirement. Wiggins comes off the books, Hield and Anderson expire, and suddenly the youth are in charge. Golden State also owns all their first-round picks through the 2030 season, so one would assume another exciting player or two can be added between now and that 2027 offseason. We can sing the swan song and move into a new era with a well-laid path.
Some teams tank outright and find themselves with young prospect groups worse than Kuminga, Podz, Moody, and TJD. They’ll have a few more years of seasoning and will all be 27 or younger by the time this potential exodus of franchise legends occurs. It’s not a bad spot to find yourself in after the greatest core in franchise history moves from the court to the rafters and statues outside Chase Center.
So keep that 2027 number in mind. For all the yelling and whining many fans have done about this front office, they have set up a clear runway into this decision point. What happens now is for the players to decide.
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